COMMERCIAL INSURANCE

7 Reasons Why Accountants Must Have Cybersecurity Insurance

Cybersecurity is amongst the fastest growing segments of the insurance industry. Many industries are realizing that their data is one of their most valuable,...

What Small Business Owners Can Learn From the Equifax Cyber Breach

It feels like we’re hearing about a new cyber breach every day. This month, Equifax announced that the personal data of 143 million customers...

3 Signs That You Have a Rockstar Small Business Insurance Broker

When it comes to insurance, you deserve the best. Here are three telltale signs that you have a rockstar small business insurance broker … The insurance...

Cyber Liability Insurance—What Is It? [Overview]

Businesses that handle sensitive customer information (e.g., credit card information, personal details), a data breach could result in both financial and reputational damage. Cyber...

An Introduction to Cyber Insurance | The Canadian Business Owner’s Guide...

Photo by Tucker Good on Unsplash What is cyber insurance? Cyber insurance is no longer a niche product for a select group of businesses. If you have data to...

The 11 Most Common Business Insurance Terms Every Entrepreneur Must Know

Buying business insurance is often seen as a daunting task given the number of options and the jargon involved. There is also a “fear...

CONSTRUCTION CONTRACTORS INSURANCE

Your 5-point Checklist To Hiring A Contractor

A home remodeling job can be very stressful. Not only do you have to decide exactly what you want, but you have to hire...

4 Ways To Manage Risk While Working with Subcontractors

Photo by Greyson Joralemon on Unsplash A construction contractor typically hires subcontractors for various projects. Subcontractors may be considered a resource for your business as they help you...

Why Do I Need Contractors Insurance?

Photo by Elliott Stallion on Unsplash Given the nature of the construction industry, the need to protect your business with contractors insurance cannot be overestimated. The risk for...

5 Risks That Can Affect The Progress Of Your Construction Business

Photo by Zhipeng Ya on Unsplash If you have been in the construction industry or are a new entrant, you should be aware of the following risks directly...

Do You Suffer From This Massive Construction Insurance Gap?

General contractors are focused on managing the timeline and risk throughout the entire process. However, the Achilles heel of the industry is the construction insurance certificate....

The 6 Tools Every Home Renovation Contractor Must Have

Photo by Todd Quackenbush on Unsplash As a home renovation contractor, you have a lot going on at any one time. Not only do you need to focus...

CYBERSECURITY INSURANCE

7 Commonly Overlooked Cybersecurity Insurance Coverages

It is quite common to purchase a package policy that covers a variety of scenarios. Often cybersecurity is added as an endorsement onto another...

An Overview of Cybersecurity Insurance

Although hacking and cyber threats have been present for quite some time, cybersecurity insurance is a relatively nascent field. Although cybersecurity insurance policies from...

7 Steps to Getting a Cybersecurity Insurance Quote

Buying cybersecurity insurance can be a daunting task. A typical insurance policy is over 50 pages and filled with complicated jargon. However, buying insurance...

Cybersecurity Insurance—5 Critical Elements of Your Policy

Insurance policies are complicated and long. A typical policy might be 60 pages of complex jargon that even the most experienced insurance brokers will...

The True Cost of a Cybersecurity Breach

There are many studies showing the average cost of a cybersecurity breach. A recent article by The Globe and Mail stated that the average...

Social engineering fraud: The biggest cyber risk you are probably not...

The rise of sophisticated cyber attacks has been met with increasingly sophisticated technology solutions to protect the enterprise. As hackers build new tools, security...

PERSONAL INSURANCE

The New Canadian Century

For anyone that follows global political affairs, Fareed Zakaria of CNN is a household name. His weekly show, Global Public Square (GPS), is a...

Basics of Non-Owned Automobile Insurance Coverage

If you have a company vehicle, chances are that you have specific auto insurance for it. However, if employees use their personal vehicles for...

Winter Insurance Discount – How To Make The Most of It

As of January 2016, all insurers in Ontario are to offer a discount to customers with snow tires (winter tires). There was no minimum...

Tenants Insurance—What You Need To Know

A homeowner or landlord's insurance policy covers the major items such as the physical structure, piping and electrical work and appliances. As a tenant,...

5 Tips to Enhance Your Tenant Insurance Policy [How-To]

It may be easy to go for an off-the-shelf tenant insurance policy. However, taking the time to customize a policy based on your needs can...

Tenants Insurance – Replacement Cost or Actual Cash Value?

Tenants insurance is a means to protect and provide coverage for the items in your home. If personal belongings are damaged, destroyed or stolen either in...

SMALL BUSINESS INSURANCE

Why Lawyers Must Have Cybersecurity Insurance

Cybersecurity is amongst the fastest growing segments of the insurance industry. Many industries are realizing that their data is one of their most valuable,...

Learnings From The First $1.5M in CASL Fines Levied

Canada's anti-spam rules (CASL) are amongst the most stringent in the world. Since it came into force on July 1, 2014, $1.5M in fines have...

Top sources for small business loans in Canada [Infographic]

All small businesses need some source of funds in order to survive. The funds could from the owners, from operations or from external debt...

Business Interruption Insurance – Exactly what you need to know

In an unlikely event of damage to property, your business could suffer thousands in losses as operations may come to a temporary halt until...

The Top Startups Disrupting The Home Cleaning Industry [Infographic]

The home cleaning industry has traditionally been driven by word-of-mouth. People typically rely on a recommendation to find a reliable cleaner and then coordinate a time via...

4 Examples of How Business Insurance Saved a Startup

Most people do not consider insurance to be an exciting topic. Furthermore, insurance is a product you purchase and hope that you never have...