COMMERCIAL INSURANCE

Additional Insured Coverage – What is it?

Insurance policies provide you with an option to add an “additional insured” on your general liability policy. But what is an additional insured and...

7 Commonly Overlooked Cybersecurity Insurance Coverages

It is quite common to purchase a package policy that covers a variety of scenarios. Often cybersecurity is added as an endorsement onto another...

Canada’s Anti-Spam Legislation (CASL) – What Your Business Needs To Know

What is CASL? CASL is a new anti-spam law that applies to all electronic messages (i.e. email, text messages) organizations send in relation to a...

4 Steps To Buying Small Business Insurance [Guide]

Protecting yourself with small business insurance is a necessary expenditure. The financial protection provided by an insurance policy can be beneficial for your business...

An Overview of Cybersecurity Insurance

Although hacking and cyber threats have been present for quite some time, cybersecurity insurance is a relatively nascent field. Although cybersecurity insurance policies from...

Starting Your Own Business—8 Things To Know

Every business owner has a vision on how to drive the business forward. However, a vision only gets you so far. You will need...

CONSTRUCTION CONTRACTORS INSURANCE

4 Ways To Manage Risk While Working with Subcontractors

Photo by Greyson Joralemon on Unsplash A construction contractor typically hires subcontractors for various projects. Subcontractors may be considered a resource for your business as they help you...

Your 5-point Checklist To Hiring A Contractor

A home remodeling job can be very stressful. Not only do you have to decide exactly what you want, but you have to hire...

Why Do I Need Contractors Insurance?

Photo by Elliott Stallion on Unsplash Given the nature of the construction industry, the need to protect your business with contractors insurance cannot be overestimated. The risk for...

5 Risks That Can Affect The Progress Of Your Construction Business

Photo by Zhipeng Ya on Unsplash If you have been in the construction industry or are a new entrant, you should be aware of the following risks directly...

Do You Suffer From This Massive Construction Insurance Gap?

General contractors are focused on managing the timeline and risk throughout the entire process. However, the Achilles heel of the industry is the construction insurance certificate....

The 6 Tools Every Home Renovation Contractor Must Have

Photo by Todd Quackenbush on Unsplash As a home renovation contractor, you have a lot going on at any one time. Not only do you need to focus...

CYBERSECURITY INSURANCE

7 Steps to Getting a Cybersecurity Insurance Quote

Buying cybersecurity insurance can be a daunting task. A typical insurance policy is over 50 pages and filled with complicated jargon. However, buying insurance...

Cybersecurity Insurance—5 Critical Elements of Your Policy

Insurance policies are complicated and long. A typical policy might be 60 pages of complex jargon that even the most experienced insurance brokers will...

The True Cost of a Cybersecurity Breach

There are many studies showing the average cost of a cybersecurity breach. A recent article by The Globe and Mail stated that the average...

Social Engineering Fraud: The Biggest Cyber Risk You Are Probably Not...

The rise of sophisticated cyber attacks has been met with increasingly sophisticated technology solutions to protect the enterprise. As hackers build new tools, security...

Your Retail Company Is Perfect For Hackers | Why You Need...

What you want is for your customers to shop ‘til they drop. What you don’t want is for your customers to drop your store...

Why Do Hackers Target Smaller Businesses?

The internet and other digital technologies have revolutionized the way we do business. This much we know. But they have also opened the door...

PERSONAL INSURANCE

The New Canadian Century

For anyone that follows global political affairs, Fareed Zakaria of CNN is a household name. His weekly show, Global Public Square (GPS), is a...

Winter Insurance Discount – How To Make The Most of It

As of January 2016, all insurers in Ontario are to offer a discount to customers with snow tires (winter tires). There was no minimum...

Tenants Insurance—What You Need To Know

A homeowner or landlord's insurance policy covers the major items such as the physical structure, piping and electrical work and appliances. As a tenant,...

5 Tips to Enhance Your Tenant Insurance Policy [How-To]

It may be easy to go for an off-the-shelf tenant insurance policy. However, taking the time to customize a policy based on your needs can...

Tenants Insurance – Replacement Cost or Actual Cash Value?

Tenants insurance is a means to protect and provide coverage for the items in your home. If personal belongings are damaged, destroyed or stolen either in...

Be Bold For Change

Today is International Women’s Day and so today we focus on women in small business. Let’s take a look at the facts. In 2016 Statistics...

SMALL BUSINESS INSURANCE

Why Lawyers Must Have Cybersecurity Insurance

Cybersecurity is amongst the fastest growing segments of the insurance industry. Many industries are realizing that their data is one of their most valuable,...

Learnings From The First $1.5M in CASL Fines Levied

Canada's anti-spam rules (CASL) are amongst the most stringent in the world. Since it came into force on July 1, 2014, $1.5M in fines have...

Top sources for small business loans in Canada [Infographic]

All small businesses need some source of funds in order to survive. The funds could from the owners, from operations or from external debt...

7 Reasons Why Accountants Must Have Cybersecurity Insurance

Cybersecurity is amongst the fastest growing segments of the insurance industry. Many industries are realizing that their data is one of their most valuable,...

Business Interruption Insurance – Exactly what you need to know

In an unlikely event of damage to property, your business could suffer thousands in losses as operations may come to a temporary halt until...

The Top Startups Disrupting The Home Cleaning Industry [Infographic]

The home cleaning industry has traditionally been driven by word-of-mouth. People typically rely on a recommendation to find a reliable cleaner and then coordinate a time via...