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Protect Your Social Venture Through Liability Insurance

If you are like most entrepreneurs, you want to conserve cash as much as possible. It is quite common for insurance to be purchased...

The True Cost of a Cybersecurity Breach

There are many studies showing the average cost of a cybersecurity breach. A recent article by The Globe and Mail stated that the average...

Tenants Insurance—What You Need To Know

A homeowner or landlord's insurance policy covers the major items such as the physical structure, piping and electrical work and appliances. As a tenant,...

7 Steps to Getting a Cybersecurity Insurance Quote

Buying cybersecurity insurance can be a daunting task. A typical insurance policy is over 50 pages and filled with complicated jargon. However, buying insurance...

Additional Insured Coverage – What is it?

Insurance policies provide you with an option to add an “additional insured” on your general liability policy. But what is an additional insured and...
misclassification of employees independent contractors

Legal Risk of the Misclassification of Employees [Updated]

Misclassification of independent contractors as employees can lead to legal lawsuits. Some upfront planning can help alleviate massive headaches in the future. In a commonly-cited lawsuit,...

4 Steps To Buying Small Business Insurance [Guide]

Protecting yourself with small business insurance is a necessary expenditure. The financial protection provided by an insurance policy can be beneficial for your business...

Basics of Non-Owned Automobile Insurance Coverage

If you have a company vehicle, chances are that you have specific auto insurance for it. However, if employees use their personal vehicles for...

Small Business Commercial Liability Insurance – What Does It Cover?

If insurance was a birthday party, the Commercial General Liability (CGL) policy would be the cake. That is, it is the most basic type...

Winter Insurance Discount – How To Make The Most of It

As of January 2016, all insurers in Ontario are to offer a discount to customers with snow tires (winter tires). There was no minimum...

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Why Lawyers Must Have Cybersecurity Insurance

Cybersecurity is amongst the fastest growing segments of the insurance industry. Many industries are realizing that their data is one of their most valuable,...