Zensurance Small Business Insights
News and resources for Canadian small businesses and startups covering the economic and business insurance landscape.
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5 Reasons Why You Need a Builder’s Risk Insurance Policy
Also known as course of construction insurance, a builder’s risk policy is a form of property insurance that protects contractors from the beginning to the end of their projects.
Is Your Landscaping and Lawn Care Business Protected?
Landscaping and lawn care businesses are gearing up for a busy season managing the health of their customers’ properties. See our tips for ensuring this season is a safe and problem-free one.
Do You Need Landlord Insurance to Rent Out a Room?
When renting out rooms in a boarding house or apartment, having landlord insurance is critical for protecting your investment and financial well-being. Here’s what you need to know.
Top 5 Risks Cannabis Small Businesses Face
Small business owners in the Canadian cannabis industry know they must overcome several hurdles to determine where and how to budget for success. A cannabis insurance policy can help shield you from potential threats to your business.
What Is Completed Operations Insurance for Contractors?
After completing a building or renovation project, what should a contractor or renovation expert do if a customer files a pricey third-party damage claim or lawsuit against them? Here’s how to protect your finances if it happens to you.
Is Your Small Business Ready for Wildfire Season?
Not only are wildfires becoming more ferocious and frequent, but the Canadian wildfire season also starts earlier now than in the past. See our tips to try to prevent wildfire damage to your business property.
Small Business Essentials
Survey: A Shocking Majority of Canadians Would Sue a Small Business
A new survey of Canadian consumers finds the legal risks confronting small business owners are on the rise, potentially threatening self-employed professionals' and business owners’ financial well-being. Here’s how you can protect your business.
Want Help Growing Your Small Business? Consider Finding a Mentor
Seeking a mentor to guide your journey can profoundly impact your professional growth and success. Here’s how to find a mentor to help your business grow.
5 Tips for Increasing Your Small Business’s Profit in a Slow Economy
Challenges remain for small businesses to grow their profit margins due to inflation and higher-than-average interest rates. Here are five things you can do to grow profitability in a tight economic environment.
Small Business Insurance
5 Reasons Why You Need a Builder’s Risk Insurance Policy
Also known as course of construction insurance, a builder’s risk policy is a form of property insurance that protects contractors from the beginning to the end of their projects.
Is Your Landscaping and Lawn Care Business Protected?
Landscaping and lawn care businesses are gearing up for a busy season managing the health of their customers’ properties. See our tips for ensuring this season is a safe and problem-free one.
Do You Need Landlord Insurance to Rent Out a Room?
When renting out rooms in a boarding house or apartment, having landlord insurance is critical for protecting your investment and financial well-being. Here’s what you need to know.
Financial Business Tips
5 Tips for Increasing Your Small Business’s Profit in a Slow Economy
Challenges remain for small businesses to grow their profit margins due to inflation and higher-than-average interest rates. Here are five things you can do to grow profitability in a tight economic environment.
10 Financial Planning Tips for Small Businesses in 2024
Making informed decisions, dealing with unforeseen challenges, and positioning your business for sustained growth requires planning. See our financial planning tips to help your small business grow and thrive this year.
14 Business Grants and Loans for Women in Canada
For Canadian women entrepreneurs and startups led by women, financing options and business grants are available to help those businesses grow. See our list of grants and loans to pursue.
Cybersecurity
How to Avoid Scams When Selling Online
Every retailer selling online or online sellers using third-party marketplaces risks falling prey to fraud and cybercrime. During the busiest shopping season of the year, here are common scams to be wary of and the steps to take to protect your business.
How to Protect Your Business on Black Friday and Cyber Monday 2023
The opportunity Black Friday, Cyber Monday, and the holiday season present also poses considerable liability risks for any small business or independent seller angling to get in on the action. Here’s what to watch for and how to protect your company and finances.
What Is Cyber Insurance?
A majority of Canadians (88%) say they've experienced an increase in attempts to defraud them, and 63% of business owners admit their cybersecurity budget is less than 10% of their IT budgets. Small business owners should take action as more sophisticated threats emerge. Here’s how cyber liability insurance can help.
Business Startup Tips
How to Start a Dog Walking Business
Discover the ins and outs of the dog walking business with our guide highlighting the vital skills you need, how to find clients and organize your operations, set prices, and understand your liability insurance needs.
How to Start a Business in Ontario
Are you thinking about taking charge of your future by starting a small business in Ontario? Get an overview of the steps you need to take to become your own boss.
How to Become a Personal Trainer in Canada
There are many things to consider if you’re looking into becoming a personal trainer. From certifications and licensing and choosing a niche to protecting yourself with business insurance, get an overview of how to get started.